Cyber Insurance Coverage

All companies must consider the risk of not actively protecting themselves from cyber threats. If your company is connected to the internet, it is not a matter of if your company will have a cyber event, it is a matter of when.

CyberDot offers a lot more than just basic cyber insurance coverage

Our cyber insurance coverage also includes a team of cyber security gurus ready to assist your business in case of a cyber-attack or data breach.

Our cyber insurance coverage also includes a team of attorneys ready to consult your business in case legal issues arise due to a cyber-attack or data breach.

Our cyber insurance coverage also includes a team of marketing professionals ready to repair your business reputation and minimize brand damage in case of a cyber-attack or data breach.


Cyber insurance covers your first and third-party risks. 'Third-party risks' refers to the costs and losses associated with any litigious claims veiled upon you by your customers or other third parties and 'First-party risks' refers to the policyholder's losses.


Coverage for lawsuit defense, investigation, settlements and judgments that arise against your company the party responsible for keeping sensitive data safe and failing to do so due to a cyber event.

Network Security, Data Security, Media Content and Privacy Liability

Coverage for lawsuits made by affected or potentially affected victims of a cyber-attack. The lawsuits may be alleging your failure to protect sensitive information, transmission of malware to other systems, as well as the publication of data that results in defamation, invasion of privacy or infringement of intellectual property rights.

Regulatory, HIPAA, and PCI Defense, Fines and Penalties

Coverage for costs associated with fines and penalties incurred due to a violation of HIPAA, PCI, GLBA or GDPR regulation rules as a result of a cyber event.


Coverage that is designed to cover the costs to your business as a result of a cyber-attack or a data breach.

Data Breach Response

Covers expenses the insured incurs to hire a 3rd party incident response team, public relations & legal experts, as well as the expenses related to customer notification and credit monitoring in connection with a specific cyber event.

Notification Costs

Covers the costs associated with notifying affected and potentially affected individuals or companies whose sensitive information has been compromised. With notification laws being occasionally updated and significant penalties that follow non-compliance with those laws, it’s important to act swiftly after the breach happens.

Reputation Income Loss

Covers loss of profits due to adverse publicity that may arise post cyber event and bring to light your failure to protect confidential information.

Ransomware Extortion

Covers the payments to a cyber extortionist that is holding your data hostage or is threatening an attack. Just like Kidnap & Ransom policies, Cyber Liability policy provides critical assistance. An ability to pay the extortionist on the spot, often in the requested cryptocurrency and professional negotiating with the extortionist.

Cyber Crime

Covers loss of money taken by the criminals from your company’s accounts.

Social Engineering

Covers loss of money in the case you or your employees fall victim to a social engineering scam. Scam artists, through social engineering scams like phishing, can use fraudulent instruction to acquire money from your or your employees.

Business Interruption

Covers loss of profits and extra expense due to disruption in business operations resulting directly from unauthorized access or use of a computer system, transmission of malicious code or virus, or a Denial of Service Attack.

System Failure Interruption

Covers loss of profits and extra expenses due to computer system failure and disruption of business operations as a result. The system failure could be due to hardware or software glitches, human error, a cyber-attack, etc. This coverage could be written on an All Risk (broad coverage) or Named Peril (only specifically named types of system failures are covered). Typically, power outages and software upgrades may not be covered so it is important to review exact wording in the policy.

Contingent Business Interruption

Covers extra expenses and loss of profits due to a cyber-attack of a critical business partner. For example: the hacking of your data storage provider that stores sensitive data of your customers.

Computer System Property Damage

Covers the cost to restore hardware damaged because of a specific cyber event.

This information is for marketing purposes only and is not a complete description of all cyber insurance products and services offered by our cyber insurance carriers. Not all products and services in every jurisdiction and the precise coverage afforded by any insurer is subject to the actual terms and conditions of the policies as issued.

How CyberDot Can Help

Our goal is to help you find the most effective and affordable cyber insurance policy for your business and provide you with professional cyber security advice.


Save your money

Our cyber security and insurance professionals will fit your business with the best valued cyber insurance policy.

Your time is valuable

We will respond to your questions, provide you with quotes and bind your cyber insurance coverage within 24 hours.

Get the answers

Our cyber security professionals are also licensed and experienced insurance agents ready to answer any and all of your cyber security and insurance questions.

Get coverage

Running a business is challenging enough without having to worry about cyber liabilities and lawsuits. You are one click away from getting the vital coverage your business needs.